Chase
8 comparisons available
About Chase
JPMorgan Chase & Co. is the largest bank in the United States by assets ($3.9 trillion in assets as of 2024) and one of the world's largest financial institutions. Chase operates over 4,700 branches and 15,000 ATMs across the US, making it the most accessible major bank by physical footprint. Chase offers a comprehensive range of consumer and business banking products: Chase Total Checking ($12/month, waivable), Chase Sapphire (checking and the flagship Sapphire Reserve and Preferred credit cards), savings accounts, mortgage products, auto loans, and investment accounts via J.P. Morgan. The Chase Ultimate Rewards program is considered one of the most valuable credit card rewards ecosystems. Chase's mobile app and online banking are consistently rated highly. Chase is well-suited to consumers who want a full-service bank with premium credit card products, but it's less competitive than online banks on savings account rates.
Frequently Asked Questions
Chase vs Bank of America: which is better?
Both are full-service megabanks with similar branch coverage. Chase wins on credit card rewards (Sapphire Reserve/Preferred are best-in-class travel cards) and overall app experience. Bank of America's Preferred Rewards program is better for customers with large balances who invest through Merrill Lynch. For day-to-day banking, both are comparable — the better choice depends on which credit cards you want and where your nearest branches are.
Is Chase a good bank?
Chase is an excellent bank for customers who want premium credit cards (Sapphire Reserve is the gold standard for travel rewards), a large physical branch network, and a reliable full-service bank. The savings rates are uncompetitive (0.01-0.5% vs 4-5% at online banks), which is a significant drawback for savers. For checking + credit card rewards, Chase is excellent. For savings, pair it with a high-yield online savings account.
Top Alternatives to Chase
Bank of America
Comparable size, Preferred Rewards program, Merrill Lynch investment
Wells Fargo
Large branch network, competitive mortgage products
Citibank
Global banking, strong credit card offers
Marcus by Goldman Sachs
Online-only, higher savings APY, no fees
Ally Bank
Best online-only bank, 4.5%+ APY savings, no fees
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